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Sunday, 23 July 2023

Pradhan Mantri Jandhan Yojana 2023

Pradhan Mantri Jandhan Yojana 2023: Account Can Be Opened In Any Bank Branch Or Business Correspondent (Bank Mitr) Outlet, Accounts Opened Under PMJDY Are Being Opened With Zero Balance. However, If The Account – Holder Wishes To Get Cheque Book, He / She Will Have To Fulfill Minimum Balance Criteria.

પ્રધાનમંત્રી જનધન યોજના હેઠળ ખાતું ખોલવા માટે જરૂરી દસ્તાવેજ | અધિકૃત રીતે માન્ય દસ્તાવેજ રજૂ કરીને ખાતું ખોલી શકાય છે.

Also read 📡કોઈ પણ વ્યક્તિનું લાઈવ લોકેશન જાણો 👨‍👩‍👧‍👦મિત્ર , કુટુંબી કોઈ પણ નું લાઈવ લોકેશન ચેક કરો મોબાઈલમાં | pmjdy | pmjdy gov in | PM Jandhan Yojana | PM Jandhan Scheme | PM Jandhan Yojana | Gujarat Jandhan Yojana Form | Pradhan Mantri Jandhan Scheme | Jandhan Yojana Form | PM Jan Dhan Yojana | PM Jandhan Form | PM Jandhan Yojana Account | Pradhan Mantri Jandhan Yojna | PMJDY Scheme | Gujarat Jandhan Yojana Form | Pradhan Mantri Jandhan Yojana (PMJDY) Is National Mission For Financial Inclusion To Ensure Access To Financial Services, Namely, Banking / Saving and Deposit Accounts, Remittance, Credit, Insurance, Pension In An Affordable Manner.

Also read BPL યાદી, ઓનલાઇન તમારું નામ ચેક કરો

પ્રધાનમંત્રી જન-ધન યોજના (PMJDY) એ નાણાકીય સેવાઓ જેવી કે બેંકિંગ/બચત અને ડિપોઝિટ એકાઉન્ટ્સ, રેમિટન્સ, ક્રેડિટ, વીમો, પેન્શનને પોસાય તેવી રીતે સુનિશ્ચિત કરવા માટેનું રાષ્ટ્રીય નાણાકીય સમાવેશ મિશન છે.

ખાતું કોઈપણ બેંક શાખા અથવા બિઝનેસ કોરોસ્પોન્ડન્ટ (બેંક મિત્ર) આઉટલેટ પર ખોલી શકાય છે. PMJDY ખાતા ઝીરો બેલેન્સ સાથે ખોલવામાં આવી રહ્યા છે. જો કે, જો ખાતાધારક પુસ્તક તપાસવા માંગે છે, તો તેણે/તેણીએ લઘુત્તમ બેલેન્સ માપદંડોને પૂર્ણ કરવા પડશે.

Also read 📲 મોબાઈલના વધુ ઉપયોગથી બિનજરૂરી ફાઈલોની ઢગલો થઈ જતો હોય છે, જેના લીધે મોબાઈલ સ્લો ચાલવાની સમસ્યા આવે છે

Required Documents List

Driving Licence
Pan Card
Voter ID (Election Card)
Aadhaar Card
Job Card Issued By NREGA Duly Signed By An Officer Of The State Govt
Any Other Documents As Notified By The Central Govt In Consultation With The Regulator
Provided That Where Simplified Measures Are Applied For Verifying The Identity Of The Clients The Following Documents Shall Be Deemed To Be Officially Valid Documents
Identity Card With Applicant’s Photograph Issued By Central / State Govt Departments, Statutory / Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks and Public Financial Institutions
Letter Issued By A Gazetted Officer, With A Duly Attested Photograph Of The Person.

Special Benefits Under PM Jandhan Scheme

  • Interest On Deposit
  • Accidental Insurance Cover Of Rupees 2 Lakh
  • No Minimum Balance Required
  • The Yojana Provided Life Cover Of Rupees 30,000/- Payable On Death Of The Beneficiary, Subject To Fulfillment Of The Eligibility Condition.
  • Easy Transfer Of Money Across Indian
  • Beneficiaries Of Govt Schemes Will Get Direct Benefit Transfer In There AC.
  • After Satisfactory Operation Of The Account For Six Month, An Overdraft Facility Will Be Permitted Access To Pension, Insurance Products.

The Claim Under Personal Accidental Insurance Under Pradhan Mantri Jandhan Yojana Shall Be Payable If The Rupay Card Holder Have Performed Minimum One Successful Financial Or Non Financial Customer Induced Transaction At Any Bank Branch

  • Bank Mitra
  • ATM
  • POS
  • E-COM
  • etc.

Important Link

Account Opening Form (English)View
Account Opening Form (Hindi)View
Official WebsiteView
Read In Hindi NewsView

Benefits and Features of PM Jan Dhan Account

1. The amount deposited with interest in the savings account of Pradhan Mantri Jan Dhan Yojana will be carried forward.

2. The account holder is not required to maintain any specific balance.

3. If the account holder wants to use check services, then he has to deposit a minimum amount.

4. Under the Pradhan Mantri Jan Dhan Yojana, the overdraft capacity will be available to the account holder. When the account holders keep their account in good standing for 6 months.

5. The RuPay system provides accidental insurance coverage of Rs 1 lakh to the citizen.

7. In case of accidental death, the family of the account holder will get Rs. 30,000 is covered.

8. Insurance and pension services are also available through this scheme.

9. An overdraft option of Rs 5,000 is given to one person in the family.

10. Usually the women of the house who get this service are women. But your overdraft has reached Rs.10,000.

11. Through this scheme, all poor people will get the benefit of government schemes.

FAQ PM Jan Dhan Yojana 2023

✅ Is Pradhan Mantri Jan Dhan Yojana still running?

Yes, Pradhan Mantri Jan Dhan Yojana is also applicable in 2023, any person can easily open Jan Dhan Khata by going to the nearest bank friend.

✅ What is the benefit of Jan Dhan account?

Many other services are provided under PM Jan Dhan Yojana like debit card facility, check book facility, personal accident and life insurance coverage, zero balance account, mobile banking facility, etc.

✅ What is Jan Dhan yojana account limit?

Withdrawal limit for an individual under PMJDY account is Rs 10,000 per month and with this the account holder can deposit a maximum of Rs 1 lakh in Jan Dhan account.

✅ Is PAN card required to open Jan Dhan account?

PAN card is not required to open an account, you can easily open it through your Aadhaar card.

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